Is the CRA to Blame for the Late 2000s Mortgage Meltdown?

Is the CRA to Blame for the Late 2000s Mortgage Meltdown?

Congress passed the Community Reinvestment Act (CRA) in 1977.  The law has many features, but its primary purpose is to
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The Human Consequences of Housing Discrimination: A Sarasota Story

The Human Consequences of Housing Discrimination: A Sarasota Story

I recently read the story of Elizabeth Moore, a real estate broker from Sarasota, Florida. With her husband, L.A. Moore,
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One Third of a Nation – The Movie

One Third of a Nation – The Movie

 In 1939 Paramount pictures created a screen adaptation of the WP Federal Theater Production, One-Third of a Nation. The movie’s
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One Third of a Nation – the Play

One Third of a Nation – the Play

Did you know that the United States government once produced a stage play about affordable housing? In 1938 the Federal Theater
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One Third of a Nation – The Speech

One Third of a Nation – The Speech

  In 1937, President Franklin D. Roosevelt began his second term. At his inauguration, the first held in January rather than
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The Legacy of Redlining

The Legacy of Redlining

When I was in planning school at the University of South Florida, I took a course in American housing policy.
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What is a Public Housing Authority?

What is a Public Housing Authority?

What is a Public Housing Authority? A Public Housing Authority (PHA) – sometimes called a Public Housing Agency, or a Housing
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What has been the impact of Areas of Opportunity in Florida? Part 1 of 3

What has been the impact of Areas of Opportunity in Florida? Part 1 of 3

In 2016, the Florida Housing Finance Corporation (Florida Housing) began to implement its Area of Opportunity (AofO) strategy. The developments
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Miami-Dade Tax Credit Applications

Miami-Dade Tax Credit Applications

In December of 2017, the Florida Housing Finance Corporation received 27 applications for competitive 9% tax credits in Miami-Dade County.
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What does ELI mean, and why is it different in Florida?

What does ELI mean, and why is it different in Florida?

What does ELI mean, and why is it different in Florida? It means Extremely Low Income (ELI). Many housing programs
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Who wins the most competitive tax credit awards in Florida?

Who wins the most competitive tax credit awards in Florida?

Who wins the most 9% tax credit awards in Florida? The question proved difficult to answer and some major caveats
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